With easy financing at the office of Steven M. Guelff, DMD, our orthodontist and team aim to help you access the quality orthodontic care you need at a price that fits your individual budget. Whether you need to utilize our pay-in-full discount or interest-free financing, we will do all we can to help you. Call 863-382-2108 today to learn more about the incredible value of our orthodontic care in Sebring, Avon Park or Lake Placid, Florida.


The cost of treatment depends on the severity of the patient’s problem. You will be able to discuss fees and payment options with Dr. Guelff before any treatment begins. We have interest free payment plans to fit all budgets. We also accept assignment from most insurance plans, and file the necessary papers to the insurance company. We work hard to make orthodontics affordable!

Dr. Guelff’s orthodontic care is a tremendous value. Our office has a Four Way to Pay Program:

  1. Pay in full discount. Patients receive a 5% discount.
  2. 25% down payment with interest free monthly payments.
  3. No down payment options. Interest free in-house financing to fit all budgets.
  4. We will customize a plan to fit your individual budget. Tell us how we can help!


We make every effort to keep orthodontic fees down while maintaining the highest level of professional care. For your convenience, we accept payment by Visa, Mastercard, Discover, American Express, CareCredit, Flex Spending, check and cash. We also offer automatic monthly withdrawal from your bank or credit card account.


If you have insurance, we will help you to determine the coverage you have available. We ask that you assign your insurance benefit to us. We will credit your account accordingly. Professional care is provided to you, our patient, and not to an insurance company. Thus, the insurance company is responsible to the patient and the patient is responsible to the doctor. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf.